Improve Your Health and Wealth with our Calculator

Developed in 2012, the Lifestyle Risk Calculator was created with knowledge and experience gained from over 37 years of working in Healthcare Benefit Management. Financial, clinical, and cultural adjustments and outcomes are possible with our Lifestyle Risk Calculator.

"The Problems"

  • Unhealthy behavior drives 80% of Healthcare needs
  • Being overweight and obese is the new norm
  • Our nation has a "Retirement Savings Crisis"

Lifestyle Choices that Drive Healthcare CostsLifestyleRiskCalculator

  • Obesity
  • Overweight
  • Smoking
  • Drinking

"Retirement Crisis"

Senator Harkin wrote the "Retirement Crisis"

  • Half of all Americans have less than $10,000 in savings
  • The average 401(k) balance is $58,991

If we can effectively communicate the ills and costs of unhealthy behavior, we will be able to motivate behavior change and shift monies spend on unhealthy behaviors to retirement savings.

"Health to Wealth Solution"

Example: A person who is 25 years old and 50 pounds overweight, on average, spends $5.27 a day on extra food to maintain their weight with their current food choices (identified by our calculator).

Same person smoking 15 cigarettes a day, on average, spends $4.69 a day based on what they pay per pack.

Same person consuming 1 drink a day, on average, spends $4.00 a day based on their consumption habit.

This equates to $4,385.41 in annual, pre-tax dollars. When converted to a Qualified Retirement Plan, over $204,640.00 of new retirement savings for this 25-year-old.

"Crystal Ball of Your Retirement"

Begin a Winning Health to Wealth Plan of Action - Begin shifting your spending from unhealthy behavior to savings.

  • Reduce unhealthy behavior
  • Lower your Healthcare needs
  • Improve your longevity - "State of Health"
  • Increase the odds of enjoying a healthy and wealthy retirement

Real strategy to reduce the number, size and frequency of claims!

  • Imagine how much administration and management improvement could be accomplished by having all healthcare data sources connects, integrated and verified for accuracy instantly through technology.
  • How much simpler would it be to have a single source eligibility enrollment and benefit management portal available to all members, HR Administrators and "live" credentialed wellness coaches.
  • All of your current technology services can be connected to each other through our technology platform. You'll quickly realize how much more efficient this is, and watch your performance and profit increase!